Tenants moving between properties are tying up a total of £2,524 in cash deposit schemes as they await the return of the lump sum from the home they are vacating while paying a second deposit for their new tenancy, research has found.
Compiled by Reposit, the data shows the average five-week cash deposit rose from £1,228 in December 2024 to £1,296 in December 2025. Combined, this leaves tenants paying £2,524 highlighting the large costs continuing to squeeze tenants.
The figures also show that the average five-week cash deposit increased by 6% over the past year, almost double the rate of inflation, which stood at 3.2% in December. Cash deposits rise in line with monthly rents, which have now reached £1,123.
Average amount of cash deposit of five weeks rent throughout 2025
| Jan | Feb | March | April | May | June | July | Aug | Sept | Oct | Nov | Dec |
| £1,218 | £1,261 | £1,257 | £1,286 | £1,309 | £1,301 | £1,361 | £1,380 | £1,386 | £1,338 | £1,301 | £1,296 |
Data: Reposit 2025
Ben Grech, CEO of Reposit, said: “Finding the money for a new deposit while an existing one is still tied up is one of the biggest challenges renters face when moving home. Options such as Reposit are designed to address this, without tenants having to rely on credit cards or loans.
“We know that around 40% of renters borrow money to raise a cash deposit. By using an FCA-regulated product such as Reposit, tenants pay a non-refundable fee equivalent to one week’s rent, allowing them to keep the rest of their cash free for immediate, practical uses such as covering moving costs or earning interest of around 4% in savings accounts.
“Importantly, landlords remain protected by cover equivalent to up to eight weeks’ rent, providing around 60% more protection than a traditional cash deposit.”
